Side-by-side · Q2 2026 data
The Savings Bank vs Homeland Credit Union
Metric by metric
| Measure | The Savings Bank | Homeland Credit Union |
|---|---|---|
| TellerScore | 64 | 82 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 93 (stronger) | 63 |
| Earnings | 45 | 57 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 26th | 82nd |
| Total assets | $520.1M | $624.2M |
| Deposits / shares | $450.2M | $547.3M |
| Capital ratio | 9.42% | 15.79% (stronger) |
| Problem loans | 0.22% (stronger) | 1.10% |
| Net charge-offs | 0.06% (stronger) | 0.89% |
| Return on assets | 0.63% | 0.93% (stronger) |
| Loans ÷ deposits | 86.0% | 30.5% (stronger) |
| Uninsured deposits | 28.0% | 7.6% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Savings Bank leads on 2 and Homeland Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.