Side-by-side · Q2 2026 data
The Savings Bank vs Kemba Financial Credit Union
Metric by metric
| Measure | The Savings Bank | Kemba Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 44 | 76 (stronger) |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 45 | 57 (stronger) |
| Funding & liquidity | 60 | 68 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 26th | 72nd |
| Total assets | $520.1M | $2.5B |
| Deposits / shares | $450.2M | $2.1B |
| Capital ratio | 9.42% | 12.57% (stronger) |
| Problem loans | 0.22% (stronger) | 0.58% |
| Net charge-offs | 0.06% (stronger) | 0.60% |
| Return on assets | 0.63% | 0.93% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 92.4% |
| Uninsured deposits | 28.0% | 6.8% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 34.2% |
Kemba Financial Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Savings Bank leads on 3 and Kemba Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.