Side-by-side · Q2 2026 data
The Savings Bank vs Ohio State Bank
Metric by metric
| Measure | The Savings Bank | Ohio State Bank |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 44 | 67 (stronger) |
| Loan quality | 93 (stronger) | 66 |
| Earnings | 45 | 61 (stronger) |
| Funding & liquidity | 60 (stronger) | 55 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 26th | 31st |
| Total assets | $520.1M | $484.0M |
| Deposits / shares | $450.2M | $405.4M |
| Capital ratio | 9.42% | 11.69% (stronger) |
| Problem loans | 0.22% (stronger) | 1.03% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.63% | 1.02% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 104.9% |
| Uninsured deposits | 28.0% | 13.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 2.1% |
Ohio State Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Savings Bank leads on 2 and Ohio State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.