Side-by-side · Q2 2026 data
The Security State Bank vs Swedish-American State Bank
Metric by metric
| Measure | The Security State Bank | Swedish-American State Bank |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 52 | 69 (stronger) |
| Earnings | 65 | 93 (stronger) |
| Funding & liquidity | 92 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 63rd | 73rd |
| Total assets | $55.1M | $55.5M |
| Deposits / shares | $47.7M | $43.7M |
| Capital ratio | 15.56% (stronger) | 13.75% |
| Problem loans | 1.44% | 0.93% (stronger) |
| Net charge-offs | 0.03% | -0.07% (stronger) |
| Return on assets | 1.13% | 1.83% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 82.8% |
| Uninsured deposits | 22.7% | 15.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Swedish-American State Bank has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 2 and Swedish-American State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.