Side-by-side · Q2 2026 data
The St. Henry Bank vs Ohio State Bank
Metric by metric
| Measure | The St. Henry Bank | Ohio State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 66 |
| Capital cushion | 86 (stronger) | 67 |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 77 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 97th | 31st |
| Total assets | $435.6M | $484.0M |
| Deposits / shares | $384.5M | $405.4M |
| Capital ratio | 13.61% (stronger) | 11.69% |
| Problem loans | 0.10% (stronger) | 1.03% |
| Net charge-offs | -0.16% (stronger) | 0.00% |
| Return on assets | 2.57% (stronger) | 1.02% |
| Loans ÷ deposits | 63.6% (stronger) | 104.9% |
| Uninsured deposits | 32.3% | 13.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
The St. Henry Bank has the higher TellerScore (92 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The St. Henry Bank leads on 6 and Ohio State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.