Side-by-side · Q2 2026 data
The St. Henry Bank vs Versailles Savings and Loan Company
Metric by metric
| Measure | The St. Henry Bank | Versailles Savings and Loan Company |
|---|---|---|
| TellerScore | 92 (stronger) | 89 |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 77 (stronger) | 71 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 97th | 87th |
| Total assets | $435.6M | $65.6M |
| Deposits / shares | $384.5M | $51.1M |
| Capital ratio | 13.61% | 19.25% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | -0.16% (stronger) | 0.00% |
| Return on assets | 2.57% (stronger) | 1.22% |
| Loans ÷ deposits | 63.6% (stronger) | 89.5% |
| Uninsured deposits | 32.3% | 10.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The St. Henry Bank has the higher TellerScore (92 vs 89). On the 7 directional measures above (where higher or lower is clearly better), The St. Henry Bank leads on 4 and Versailles Savings and Loan Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.