Side-by-side · Q2 2026 data
The Summit Federal Credit Union vs Mid-Hudson Valley Federal Credit Union
Credit union
Mid-Hudson Valley Federal Credit Union
Kingston, New York · $1 billion – $10 billion
Metric by metric
| Measure | The Summit Federal Credit Union | Mid-Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 49 |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 55 (stronger) | 48 |
| Funding & liquidity | 69 | 85 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 66th | 54th |
| Total assets | $1.5B | $1.7B |
| Deposits / shares | $1.3B | $1.5B |
| Capital ratio | 11.31% (stronger) | 9.87% |
| Problem loans | 0.34% (stronger) | 0.36% |
| Net charge-offs | 0.22% (stronger) | 0.40% |
| Return on assets | 0.86% (stronger) | 0.71% |
| Loans ÷ deposits | 91.7% | 75.6% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 8.2% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.9% |
The Summit Federal Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Summit Federal Credit Union leads on 6 and Mid-Hudson Valley Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.