Side-by-side · Q2 2026 data
The Summit Federal Credit Union vs Self Reliance Financial Federal Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | The Summit Federal Credit Union | Self Reliance Financial Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 89 (stronger) | 79 |
| Earnings | 55 (stronger) | 41 |
| Funding & liquidity | 69 | 78 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 66th | 86th |
| Total assets | $1.5B | $2.0B |
| Deposits / shares | $1.3B | $1.7B |
| Capital ratio | 11.31% | 17.16% (stronger) |
| Problem loans | 0.34% (stronger) | 0.63% |
| Net charge-offs | 0.22% | 0.01% (stronger) |
| Return on assets | 0.86% (stronger) | 0.52% |
| Loans ÷ deposits | 91.7% | 81.4% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 16.1% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Self Reliance Financial Federal Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Summit Federal Credit Union leads on 3 and Self Reliance Financial Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.