TellerScore

Side-by-side · Q2 2026 data

The Summit Federal Credit Union vs Sunmark Credit Union

Credit union

The Summit Federal Credit Union

Rochester, New York · $1 billion – $10 billion

72of 100
Strong

Credit union

Sunmark Credit Union

Albany, New York · $1 billion – $10 billion

56of 100
Moderate

Metric by metric

MeasureThe Summit Federal Credit UnionSunmark Credit Union
TellerScore72 (stronger)56
Capital cushion63 (stronger)45
Loan quality89 (stronger)54
Earnings55 (stronger)52
Funding & liquidity6975 (stronger)
Problem-loan coverage95 (stronger)76
Peer percentile66th15th
Total assets$1.5B$1.2B
Deposits / shares$1.3B$1.1B
Capital ratio11.31% (stronger)9.46%
Problem loans0.34% (stronger)1.37%
Net charge-offs0.22% (stronger)0.52%
Return on assets0.86% (stronger)0.81%
Loans ÷ deposits91.7%85.1% (stronger)
Uninsured deposits5.6%4.6% (stronger)
Offices215
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—13.3%

The Summit Federal Credit Union has the higher TellerScore (72 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Summit Federal Credit Union leads on 5 and Sunmark Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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