Side-by-side · Q2 2026 data
The Torrington Savings Bank vs American Eagle Financial Credit Union
Credit union
American Eagle Financial Credit Union
East Hartford, Connecticut · $1 billion – $10 billion
Metric by metric
| Measure | The Torrington Savings Bank | American Eagle Financial Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 95 (stronger) | 81 |
| Earnings | 46 | 46 |
| Funding & liquidity | 61 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 93rd | 44th |
| Total assets | $1.0B | $2.8B |
| Deposits / shares | $803.2M | $2.4B |
| Capital ratio | 19.03% (stronger) | 9.93% |
| Problem loans | 0.14% (stronger) | 0.57% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | 0.64% (stronger) | 0.64% |
| Loans ÷ deposits | 99.6% | 74.4% (stronger) |
| Uninsured deposits | 11.8% | 5.3% (stronger) |
| Offices | 8 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.4% |
The Torrington Savings Bank has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 5 and American Eagle Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.