Side-by-side · Q2 2026 data
The Torrington Savings Bank vs New Valley Bank & Trust
Metric by metric
| Measure | The Torrington Savings Bank | New Valley Bank & Trust |
|---|---|---|
| TellerScore | 82 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 24 |
| Loan quality | 95 (stronger) | 22 |
| Earnings | 46 (stronger) | 23 |
| Funding & liquidity | 61 (stronger) | 57 |
| Problem-loan coverage | 99 (stronger) | 64 |
| Peer percentile | 93rd | 1st |
| Total assets | $1.0B | $385.0M |
| Deposits / shares | $803.2M | $321.4M |
| Capital ratio | 19.03% (stronger) | 7.45% |
| Problem loans | 0.14% (stronger) | 2.34% |
| Net charge-offs | 0.00% | -0.17% (stronger) |
| Return on assets | 0.64% (stronger) | 0.08% |
| Loans ÷ deposits | 99.6% | 77.2% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 38.4% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Torrington Savings Bank has the higher TellerScore (82 vs 32). On the 7 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 5 and New Valley Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.