Side-by-side · Q2 2026 data
The Torrington Savings Bank vs State Police Credit Union Inc.
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | The Torrington Savings Bank | State Police Credit Union Inc. |
|---|---|---|
| TellerScore | 82 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 46 | 57 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 93rd | 90th |
| Total assets | $1.0B | $84.0M |
| Deposits / shares | $803.2M | $70.8M |
| Capital ratio | 19.03% (stronger) | 15.10% |
| Problem loans | 0.14% | 0.06% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.64% | 0.92% (stronger) |
| Loans ÷ deposits | 99.6% | 29.0% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 13.0% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Police Credit Union Inc. has the higher TellerScore (91 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 2 and State Police Credit Union Inc. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.