Side-by-side · Q2 2026 data
The Turbotville National Bank vs Lonza Federal Credit Union
Credit union
Lonza Federal Credit Union
Williamsport, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Turbotville National Bank | Lonza Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 57 |
| Capital cushion | 100 | 100 |
| Loan quality | 63 (stronger) | 13 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 71 | 95 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 88th | 17th |
| Total assets | $243.5M | $490K |
| Deposits / shares | $202.0M | $365K |
| Capital ratio | 16.49% | 25.35% (stronger) |
| Problem loans | 1.10% (stronger) | 2.61% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 2.22% (stronger) | -0.69% |
| Loans ÷ deposits | 89.1% | 65.7% (stronger) |
| Uninsured deposits | 10.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Turbotville National Bank has the higher TellerScore (85 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Turbotville National Bank leads on 3 and Lonza Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.