Side-by-side · Q2 2026 data
The Turbotville National Bank vs Palco Federal Credit Union
Metric by metric
| Measure | The Turbotville National Bank | Palco Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 63 | 93 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 88th | 91st |
| Total assets | $243.5M | $109.3M |
| Deposits / shares | $202.0M | $97.1M |
| Capital ratio | 16.49% (stronger) | 13.10% |
| Problem loans | 1.10% | 0.20% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 2.22% (stronger) | 1.28% |
| Loans ÷ deposits | 89.1% | 49.1% (stronger) |
| Uninsured deposits | 10.7% | 4.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Palco Federal Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Turbotville National Bank leads on 3 and Palco Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.