Side-by-side · Q2 2026 data
The Turbotville National Bank vs PennCrest Bank
Metric by metric
| Measure | The Turbotville National Bank | PennCrest Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 63 | 83 (stronger) |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 71 | 86 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 88th | 64th |
| Total assets | $243.5M | $247.1M |
| Deposits / shares | $202.0M | $210.0M |
| Capital ratio | 16.49% (stronger) | 13.48% |
| Problem loans | 1.10% | 0.50% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 2.22% (stronger) | 0.47% |
| Loans ÷ deposits | 89.1% | 74.4% (stronger) |
| Uninsured deposits | 10.7% | 6.4% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.0% |
The Turbotville National Bank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Turbotville National Bank leads on 3 and PennCrest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.