Side-by-side · Q2 2026 data
The Turbotville National Bank vs Usne Penitentiary Employees Federal Credit Union
Credit union
Usne Penitentiary Employees Federal Credit Union
Lewisburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Turbotville National Bank | Usne Penitentiary Employees Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 63 | 87 (stronger) |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 88th | 44th |
| Total assets | $243.5M | $14.9M |
| Deposits / shares | $202.0M | $13.2M |
| Capital ratio | 16.49% (stronger) | 11.42% |
| Problem loans | 1.10% | 0.40% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 2.22% (stronger) | 0.34% |
| Loans ÷ deposits | 89.1% | 37.8% (stronger) |
| Uninsured deposits | 10.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Turbotville National Bank has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Turbotville National Bank leads on 3 and Usne Penitentiary Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.