Headquartered in Lewisburg, Pennsylvania, Usne Penitentiary Employees Federal Credit Union is a federal credit union with $14.9M in total assets and $13.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1935.
Usne Penitentiary Employees Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 164th. Funding & liquidity contributes the most (100/100, 38% loans-to-deposits, 0% uninsured); earnings contributes the least (33/100, 0.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (78 → 72), mostly because the loan quality component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 77 |
| Q4 2024 | 78 |
| Q1 2025 | 72 |
| Q2 2025 | 78 |
| Q3 2025 | 72 |
| Q4 2025 | 73 |
| Q1 2026 | 70 |
| Q2 2026 | 72 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.34% |
| Q3 2024 | 12.37% |
| Q4 2024 | 12.00% |
| Q1 2025 | 11.81% |
| Q2 2025 | 11.79% |
| Q3 2025 | 11.62% |
| Q4 2025 | 11.43% |
| Q1 2026 | 11.26% |
| Q2 2026 | 11.42% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.40% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $14.9M | 11.42% | 0.40% | 0.34% | 37.8% |
| Q1 2026 | 70 | $15.0M | 11.26% | 0.69% | 0.35% | 36.1% |
| Q4 2025 | 73 | $14.6M | 11.43% | 0.49% | 0.47% | 39.7% |
| Q3 2025 | 72 | $14.2M | 11.62% | 0.58% | 0.44% | 41.7% |
| Q2 2025 | 78 | $13.9M | 11.79% | 0.07% | 0.51% | 42.2% |
| Q1 2025 | 72 | $13.7M | 11.81% | 0.56% | 0.35% | 41.6% |
| Q4 2024 | 78 | $13.4M | 12.00% | 0.00% | 0.36% | 42.9% |
| Q3 2024 | 77 | $12.9M | 12.37% | 0.28% | 0.41% | 46.8% |
| Q2 2024 | 72 | $12.8M | 12.34% | 0.81% | 0.40% | 47.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Castle Bellco Federal Credit UnionCredit union New Castle, PA | 79 out of 100, Strong | $14.9M | 11.9% | 0.04% | vs |
| Blackhawk Federal Credit UnionCredit union Beaver Falls, PA | 77 out of 100, Strong | $15.1M | 16.8% | 1.45% | vs |
| Transit Workers Federal Credit UnionCredit union Philadelphia, PA | 47 out of 100, Below average | $14.6M | 9.9% | 2.00% | vs |
| I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA | 98 out of 100, Very strong | $15.4M | 15.4% | 0.07% | vs |
| Spojnia Credit UnionCredit union Scranton, PA | 50 out of 100, Below average | $14.3M | 15.5% | 8.33% | vs |
| Williamsport Teachers Credit UnionCredit union South Williamsp, PA | 85 out of 100, Very strong | $15.6M | 19.5% | 0.56% | vs |
Deposit insurance
Is my money safe at Usne Penitentiary Employees Federal Credit Union?
Yes. Usne Penitentiary Employees Federal Credit Union is a federally insured credit union (NCUA charter #287). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.42%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Usne Penitentiary Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Lewisburg, PA (1)
Identity & history
Profile
- Legal name
- Usne Penitentiary Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 287
- RSSD ID
- 564874
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- 30 E Court, Lewisburg, PA 17837
- Employees
- 3
Quick answers
Usne Penitentiary Employees Federal Credit Union: common questions
Is Usne Penitentiary Employees Federal Credit Union NCUA insured?
Yes. Usne Penitentiary Employees Federal Credit Union is a federally insured credit union (NCUA charter #287). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Usne Penitentiary Employees Federal Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Usne Penitentiary Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lewisburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Central Keystone Federal Credit UnionCredit union Sunbury, PA | 87 out of 100, Very strong | $63.8M | 18.8% | 0.72% | vs |
| Palco Federal Credit UnionCredit union Muncy, PA | 87 out of 100, Very strong | $109.3M | 13.1% | 0.20% | vs |
| The Turbotville National BankBank Turbotville, PA | 85 out of 100, Very strong | $243.5M | 16.5% | 1.10% | vs |
| Williamsport Teachers Credit UnionCredit union South Williamsp, PA | 85 out of 100, Very strong | $15.6M | 19.5% | 0.56% | vs |
| Central Susquehanna Community Federal Credit UnionCredit union Danville, PA | 82 out of 100, Strong | $37.4M | 12.1% | 0.00% | vs |
| Milton Savings BankBank Milton, PA | 81 out of 100, Strong | $90.6M | 16.9% | 0.06% | vs |