Side-by-side · Q2 2026 data
The Union Banking Company vs M G Employees Federal Credit Union
Credit union
M G Employees Federal Credit Union
Marysville, Ohio · Under $100 million in assets
Metric by metric
| Measure | The Union Banking Company | M G Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 89 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 30 | 45 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 26th | 87th |
| Total assets | $54.5M | $2.1M |
| Deposits / shares | $45.4M | $1.3M |
| Capital ratio | 10.77% | 36.97% (stronger) |
| Problem loans | 0.67% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -1.75% (stronger) |
| Return on assets | 0.24% | 0.63% (stronger) |
| Loans ÷ deposits | 18.5% (stronger) | 26.1% |
| Uninsured deposits | 27.8% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M G Employees Federal Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Union Banking Company leads on 1 and M G Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.