TellerScore

M G Employees Federal Credit Union is a federal credit union headquartered in Marysville, Ohio, in business for about 52 years. At the end of Q2 2026 it reported $2.1M in total assets and $1.3M in member shares and deposits, with 2 offices across 2 states.

M G Employees Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 18th. Capital cushion contributes the most (100/100, 36.97%); earnings contributes the least (45/100, 0.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 36.97%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings45/100
Return on assets (annualized): 0.63%
Funding & liquidity100/100
Loans ÷ shares: 26.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (87 → 89), mostly because the earnings component improved by 10 points.

TellerScore
617792Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202467
Q4 202492
Q1 202582
Q2 202587
Q3 202581
Q4 202580
Q1 202688
Q2 202689
Net worth ratio
7.00%21.98%36.97%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202434.63%
Q3 202435.43%
Q4 202435.55%
Q1 202535.20%
Q2 202534.84%
Q3 202534.25%
Q4 202535.92%
Q1 202636.47%
Q2 202636.97%
Delinquent loans (60+ days)
0.00%4.88%9.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20249.76%
Q3 20241.49%
Q4 20240.01%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.05%-0.05%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.34%
Q3 2024-1.05%
Q4 20240.95%
Q1 2025-0.28%
Q2 20250.38%
Q3 2025-0.35%
Q4 2025-0.74%
Q1 20260.49%
Q2 20260.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$2.1M36.97%0.00%0.63%26.1%
Q1 202688$2.1M36.47%0.00%0.49%23.7%
Q4 202580$2.1M35.92%0.00%-0.74%23.1%
Q3 202581$2.2M34.25%0.00%-0.35%24.2%
Q2 202587$2.2M34.84%0.00%0.38%23.0%
Q1 202582$2.2M35.20%0.00%-0.28%22.0%
Q4 202492$2.2M35.55%0.01%0.95%22.4%
Q3 202467$2.2M35.43%1.49%-1.05%25.6%
Q2 202461$2.2M34.63%9.76%0.34%23.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio36.97%
97th
Problem loans0.00%
94th
Net charge-offs-1.75%
100th
Return on assets0.63%
49th
Loans to deposits26.1%
92nd
Uninsured deposits0.0%
81st
Loan-loss reserves5.08%
96th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
540 I.B.E.W. Credit UnionCredit union Massillon, OH58 out of 100, Moderate$1.5M11.6%2.24%vs
Antioch Credit UnionCredit union Cleveland, OH55 out of 100, Moderate$2.7M33.6%7.55%vs
Ibew 141 Federal Credit UnionCredit union Saint Clairsvil, OH90 out of 100, Very strong$1.3M19.6%0.00%vs
Shaker Heights Federal Credit UnionCredit union Shaker Heights, OH54 out of 100, Below average$1.2M24.3%15.96%vs
S and J School Employees Federal Credit UnionCredit union Wintersville, OH45 out of 100, Below average$3.1M10.9%3.16%vs
U.P.S. Credit UnionCredit union Cincinnati, OH49 out of 100, Below average$3.1M13.2%2.77%vs

Deposit insurance

Is my money safe at M G Employees Federal Credit Union?

Yes. M G Employees Federal Credit Union is a federally insured credit union (NCUA charter #21787). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 36.97%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

M G Employees Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
M G Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
21787
RSSD ID
36184
Primary regulator
NCUA
Established
1974
Headquarters
PO Box 66, Marysville, OH 43040
Employees
1

Quick answers

M G Employees Federal Credit Union: common questions

Is M G Employees Federal Credit Union NCUA insured?

Yes. M G Employees Federal Credit Union is a federally insured credit union (NCUA charter #21787). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is M G Employees Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does M G Employees Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Marysville

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
The First Central National Bank of St. ParisBank St. Paris, OH87 out of 100, Very strong$97.0M18.9%0.02%vs
The Mt. Victory State BankBank Mount Victory, OH80 out of 100, Strong$23.4M10.4%0.00%vs
Minster BankBank Minster, OH79 out of 100, Strong$811.6M10.1%0.14%vs
First National Bank in New BremenBank New Bremen, OH78 out of 100, Strong$467.1M10.8%0.17%vs
Nickel Steel Federal Credit UnionCredit union Lima, OH76 out of 100, Strong$5.2M33.1%0.42%vs