Side-by-side · Q2 2026 data
The Union Banking Company vs The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
Bank
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
Kenton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Union Banking Company | The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 78 (stronger) | 62 |
| Earnings | 30 | 61 (stronger) |
| Funding & liquidity | 86 (stronger) | 58 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 26th | 61st |
| Total assets | $54.5M | $245.0M |
| Deposits / shares | $45.4M | $194.4M |
| Capital ratio | 10.77% | 17.11% (stronger) |
| Problem loans | 0.67% (stronger) | 1.14% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.24% | 1.03% (stronger) |
| Loans ÷ deposits | 18.5% (stronger) | 97.8% |
| Uninsured deposits | 27.8% | 19.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Union Banking Company leads on 3 and The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.