The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC is a state-chartered bank headquartered in Kenton, Ohio, in business for about 138 years. At the end of Q2 2026 it reported $245.0M in total assets and $194.4M in deposits, with 3 offices across 2 states.
Based on its Q2 2026 filing, The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC scores 75/100, which we describe as strong. That is higher than 61% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 48th. Its strongest component is capital cushion (100/100; 17.11%), and its lowest is funding & liquidity (58/100; 98% loans-to-deposits, 19% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (69 → 75), mostly because the earnings component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 70 |
| Q4 2024 | 66 |
| Q1 2025 | 69 |
| Q2 2025 | 69 |
| Q3 2025 | 67 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.02% |
| Q3 2024 | 18.23% |
| Q4 2024 | 17.91% |
| Q1 2025 | 17.84% |
| Q2 2025 | 17.49% |
| Q3 2025 | 17.29% |
| Q4 2025 | 17.16% |
| Q1 2026 | 16.98% |
| Q2 2026 | 17.11% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 1.26% |
| Q4 2024 | 1.77% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.45% |
| Q3 2025 | 1.61% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.14% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.66% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $245.0M | 17.11% | 1.14% | 1.03% | 97.8% |
| Q1 2026 | 69 | $247.8M | 16.98% | 1.51% | 0.66% | 99.4% |
| Q4 2025 | 67 | $240.4M | 17.16% | 1.60% | 0.54% | 102.0% |
| Q3 2025 | 67 | $235.3M | 17.29% | 1.61% | 0.46% | 99.6% |
| Q2 2025 | 69 | $232.9M | 17.49% | 1.45% | 0.44% | 97.1% |
| Q1 2025 | 69 | $227.6M | 17.84% | 1.39% | 0.39% | 99.2% |
| Q4 2024 | 66 | $222.6M | 17.91% | 1.77% | 0.46% | 99.4% |
| Q3 2024 | 70 | $220.6M | 18.23% | 1.26% | 0.46% | 99.3% |
| Q2 2024 | 78 | $215.7M | 18.02% | 0.35% | 0.44% | 100.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| 1st National BankBank Lebanon, OH | 61 out of 100, Moderate | $247.2M | 9.6% | 0.74% | vs |
| The First National Bank of SycamoreBank Sycamore, OH | 75 out of 100, Strong | $239.4M | 10.0% | 0.06% | vs |
| Buckeye Community BankBank Elyria, OH | 77 out of 100, Strong | $238.3M | 12.9% | 0.01% | vs |
| Hometown BankBank Kent, OH | 54 out of 100, Below average | $254.9M | 8.2% | 0.61% | vs |
| First Bank of Central OhioBank Worthington, OH | 46 out of 100, Below average | $260.9M | 9.9% | 1.48% | vs |
Deposit insurance
Is my money safe at The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC?
Yes. The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC is an FDIC-insured institution (FDIC certificate #29571). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.2% of deposits ($37.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC lists 3 offices in 2 cities across 2 states. Most locations:
- Lexington, KY (2)
- Kenton, OH (1)
Identity & history
Profile
- Legal name
- The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
- Former names
- The Home Savings and Loan Company of Kenton, Ohio; Home Savings and Loan Company
- Type
- State-chartered bank
- FDIC certificate #
- 29571
- RSSD ID
- 296474
- Primary regulator
- FDIC
- Established
- January 1, 1888
- Headquarters
- 116 E Franklin St, Kenton, OH 43326
- Website
- www.hslc.bank
- Employees
- 29
Quick answers
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC: common questions
Is The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC FDIC insured?
Yes. The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC is an FDIC-insured institution (FDIC certificate #29571). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC ever failed?
There is no failure record for FDIC certificate #29571 in the FDIC failed bank list.
How many branches does The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC have?
3 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Kenton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| M G Employees Federal Credit UnionCredit union Marysville, OH | 89 out of 100, Very strong | $2.1M | 37.0% | 0.00% | vs |
| The Mt. Victory State BankBank Mount Victory, OH | 80 out of 100, Strong | $23.4M | 10.4% | 0.00% | vs |
| The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH | 78 out of 100, Strong | $389.9M | 12.6% | 0.01% | vs |
| Civista BankBank Sandusky, OH | 75 out of 100, Strong | $4.3B | 12.7% | 0.92% | vs |
| Kemba Financial Credit UnionCredit union Gahanna, OH | 74 out of 100, Strong | $2.5B | 12.6% | 0.58% | vs |