Side-by-side · Q2 2026 data
The Village Bank vs The Lowell Five Cent Savings Bank
Metric by metric
| Measure | The Village Bank | The Lowell Five Cent Savings Bank |
|---|---|---|
| TellerScore | 58 | 65 (stronger) |
| Capital cushion | 45 | 77 (stronger) |
| Loan quality | 92 (stronger) | 66 |
| Earnings | 39 | 51 (stronger) |
| Funding & liquidity | 25 | 42 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 17th | 36th |
| Total assets | $2.1B | $1.9B |
| Deposits / shares | $1.8B | $1.6B |
| Capital ratio | 9.50% | 12.68% (stronger) |
| Problem loans | 0.23% (stronger) | 1.03% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.48% | 0.77% (stronger) |
| Loans ÷ deposits | 94.0% | 89.0% (stronger) |
| Uninsured deposits | 52.1% | 41.1% (stronger) |
| Offices | 11 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
The Lowell Five Cent Savings Bank has the higher TellerScore (65 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Village Bank leads on 2 and The Lowell Five Cent Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.