TellerScore

Side-by-side · Q2 2026 data

The Warrington Bank vs Loyalty Credit Union

Bank

The Warrington Bank

Pensacola, Florida · $100 million – $1 billion

88of 100
Very strong

Credit union

Loyalty Credit Union

Pensacola, Florida · $100 million – $1 billion

75of 100
Strong

Metric by metric

MeasureThe Warrington BankLoyalty Credit Union
TellerScore88 (stronger)75
Capital cushion100 (stronger)66
Loan quality100 (stronger)78
Earnings4759 (stronger)
Funding & liquidity8897 (stronger)
Problem-loan coverage100 (stronger)94
Peer percentile92nd66th
Total assets$173.9M$300.3M
Deposits / shares$145.0M$263.8M
Capital ratio16.72% (stronger)11.61%
Problem loans0.00% (stronger)0.66%
Net charge-offs0.00% (stronger)0.88%
Return on assets0.68%0.98% (stronger)
Loans ÷ deposits37.5% (stronger)63.4%
Uninsured deposits25.7%0.0% (stronger)
Offices47
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—6.7%

The Warrington Bank has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Warrington Bank leads on 5 and Loyalty Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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