Side-by-side · Q2 2026 data
The Watkins Savings Bank vs Collins Community Credit Union
Metric by metric
| Measure | The Watkins Savings Bank | Collins Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 31 |
| Capital cushion | 98 (stronger) | 28 |
| Loan quality | 100 (stronger) | 18 |
| Earnings | 40 (stronger) | 13 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 41 |
| Peer percentile | 84th | 1st |
| Total assets | $86.7M | $1.5B |
| Deposits / shares | $75.0M | $1.3B |
| Capital ratio | 14.80% (stronger) | 7.78% |
| Problem loans | 0.00% (stronger) | 2.47% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 0.51% (stronger) | -0.17% |
| Loans ÷ deposits | 43.1% (stronger) | 85.5% |
| Uninsured deposits | 8.7% (stronger) | 13.0% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.3% |
The Watkins Savings Bank has the higher TellerScore (87 vs 31). On the 7 directional measures above (where higher or lower is clearly better), The Watkins Savings Bank leads on 7 and Collins Community Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.