Side-by-side · Q2 2026 data
Thrivent Trust Company vs Nicolet National Bank
Metric by metric
| Measure | Thrivent Trust Company | Nicolet National Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 94th | 46th |
| Total assets | $15.5M | $15.4B |
| Deposits / shares | $2.0M | $13.0B |
| Capital ratio | 82.67% (stronger) | 9.64% |
| Problem loans | 0.00% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 8.06% (stronger) | 1.17% |
| Loans ÷ deposits | 0.0% (stronger) | 86.0% |
| Uninsured deposits | 87.5% | 33.2% (stronger) |
| Offices | 1 | 110 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Thrivent Trust Company has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Thrivent Trust Company leads on 6 and Nicolet National Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.