TellerScore

Thrivent Trust Company is a savings bank headquartered in Appleton, Wisconsin, in business for about 28 years. At the end of Q2 2026 it reported $15.5M in total assets and $2.0M in deposits, with 2 offices.

Based on its Q2 2026 filing, Thrivent Trust Company scores 93/100, which we describe as very strong. That is higher than 94% of 546 banks with under $100 million in assets. Among 154 banks headquartered in Wisconsin, it ranks 8th. Its strongest component is capital cushion (100/100; 82.67%), and its lowest is funding & liquidity (50/100; 0% loans-to-deposits, 88% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 82.67%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 8.06%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 0.0% · 87.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).

TellerScore
929394Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202493
Q4 202493
Q1 202593
Q2 202593
Q3 202593
Q4 202593
Q1 202693
Q2 202693
Tier 1 leverage ratio
5.00%46.89%88.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202488.78%
Q3 202484.87%
Q4 202479.52%
Q1 202582.96%
Q2 202585.24%
Q3 202585.17%
Q4 202578.98%
Q1 202678.03%
Q2 202682.67%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
5.25%6.65%8.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20245.73%
Q3 20246.71%
Q4 20246.07%
Q1 20255.25%
Q2 20255.39%
Q3 20255.57%
Q4 20256.08%
Q1 20266.51%
Q2 20268.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$15.5M82.67%0.00%8.06%0.0%
Q1 202693$15.2M78.03%0.00%6.51%0.0%
Q4 202593$16.4M78.98%0.00%6.08%0.0%
Q3 202593$15.2M85.17%0.00%5.57%0.0%
Q2 202593$14.7M85.24%0.00%5.39%0.0%
Q1 202593$14.6M82.96%0.00%5.25%0.0%
Q4 202493$14.5M79.52%0.00%6.07%0.0%
Q3 202493$15.0M84.87%0.00%6.71%0.0%
Q2 202493$15.7M88.78%0.00%5.73%0.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio82.67%
97th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets8.06%
99th
Net interest margin3.46%
28th
Efficiency ratio83.7%
25th
Loans to deposits0.0%
98th
Uninsured deposits87.5%
0th
Loan-loss reserves0.00%
2nd
Texas ratio0.0%
85th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Columbia Savings and Loan AssociationBank Milwaukee, WI13 out of 100, Low$20.6M5.5%19.47%vs
First National Bank in TigertonBank Tigerton, WI87 out of 100, Very strong$29.3M13.0%0.00%vs
Highland State BankBank Highland, WI65 out of 100, Moderate$44.9M12.0%2.31%vs
Park Bank, National AssociationBank Holmen, WI63 out of 100, Moderate$76.5M14.3%2.23%vs
Bank of OntarioBank Ontario, WI51 out of 100, Below average$79.0M13.9%8.53%vs
Hustisford State BankBank Hustisford, WI84 out of 100, Strong$80.3M15.2%0.22%vs

Deposit insurance

Is my money safe at Thrivent Trust Company?

Yes. Thrivent Trust Company is an FDIC-insured institution (FDIC certificate #34799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 87.5% of deposits ($1.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 82.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Thrivent Trust Company lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Thrivent Trust Company
Former names
AAL Trust Company, FSB; Thrivent Financial Bank; AAL Bank and Trust, FSB
Type
Savings bank
FDIC certificate #
34799
RSSD ID
2745529
Primary regulator
OCC
Established
November 2, 1998
Headquarters
4321 N Ballard Rd, Appleton, WI 54919
Employees
22

Quick answers

Thrivent Trust Company: common questions

Is Thrivent Trust Company FDIC insured?

Yes. Thrivent Trust Company is an FDIC-insured institution (FDIC certificate #34799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Thrivent Trust Company's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Thrivent Trust Company ever failed?

There is no failure record for FDIC certificate #34799 in the FDIC failed bank list.

How many branches does Thrivent Trust Company have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Appleton

InstitutionScoreAssetsCapitalProblem loansCompare
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Winnebago Community Credit UnionCredit union Oshkosh, WI85 out of 100, Very strong$176.1M13.8%0.13%vs
Community First Credit UnionCredit union Appleton, WI84 out of 100, Strong$6.8B12.8%0.14%vs
American National Bank - Fox CitiesBank Appleton, WI84 out of 100, Strong$432.6M13.6%0.00%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
Service Credit UnionCredit union Green Bay, WI84 out of 100, Strong$13.3M22.1%0.03%vs