Side-by-side · Q2 2026 data
Thrivent Trust Company vs Winnebago Community Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Thrivent Trust Company | Winnebago Community Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 50 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 94th | 87th |
| Total assets | $15.5M | $176.1M |
| Deposits / shares | $2.0M | $150.8M |
| Capital ratio | 82.67% (stronger) | 13.75% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 8.06% (stronger) | 1.06% |
| Loans ÷ deposits | 0.0% (stronger) | 81.9% |
| Uninsured deposits | 87.5% | 9.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Thrivent Trust Company has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Thrivent Trust Company leads on 6 and Winnebago Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.