Side-by-side · Q2 2026 data
TIB National Association vs Safe 1 Credit Union
Metric by metric
| Measure | TIB National Association | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 72 | 88 (stronger) |
| Earnings | 94 (stronger) | 90 |
| Funding & liquidity | 36 | 68 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 80th | 98th |
| Total assets | $3.0B | $1.2B |
| Deposits / shares | $2.4B | $963.8M |
| Capital ratio | 13.22% | 16.03% (stronger) |
| Problem loans | 0.84% | 0.37% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.40% |
| Return on assets | 1.85% (stronger) | 1.74% |
| Loans ÷ deposits | 74.3% (stronger) | 92.4% |
| Uninsured deposits | 91.5% | 1.8% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.5% | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), TIB National Association leads on 3 and Safe 1 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.