Side-by-side · Q2 2026 data
TIB National Association vs Texas Regional Bank
Metric by metric
| Measure | TIB National Association | Texas Regional Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 53 |
| Capital cushion | 82 (stronger) | 38 |
| Loan quality | 72 | 80 (stronger) |
| Earnings | 94 (stronger) | 32 |
| Funding & liquidity | 36 | 46 (stronger) |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 80th | 11th |
| Total assets | $3.0B | $2.9B |
| Deposits / shares | $2.4B | $2.5B |
| Capital ratio | 13.22% (stronger) | 8.77% |
| Problem loans | 0.84% | 0.59% (stronger) |
| Net charge-offs | 0.26% | 0.07% (stronger) |
| Return on assets | 1.85% (stronger) | 0.30% |
| Loans ÷ deposits | 74.3% | 71.6% (stronger) |
| Uninsured deposits | 91.5% | 53.7% (stronger) |
| Offices | 5 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.5% | 9.0% |
TIB National Association has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), TIB National Association leads on 3 and Texas Regional Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.