Side-by-side · Q2 2026 data
Timberland Federal Credit Union vs Healthcare First Credit Union
Metric by metric
| Measure | Timberland Federal Credit Union | Healthcare First Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 52 | 85 (stronger) |
| Loan quality | 75 (stronger) | 58 |
| Earnings | 52 | 58 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 45th | 68th |
| Total assets | $102.0M | $100.6M |
| Deposits / shares | $91.1M | $85.7M |
| Capital ratio | 10.23% | 13.49% (stronger) |
| Problem loans | 0.76% (stronger) | 1.27% |
| Net charge-offs | 0.40% (stronger) | 0.45% |
| Return on assets | 0.80% | 0.94% (stronger) |
| Loans ÷ deposits | 65.1% | 31.6% (stronger) |
| Uninsured deposits | 0.7% (stronger) | 1.7% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.8% | — |
Healthcare First Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Timberland Federal Credit Union leads on 3 and Healthcare First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.