Side-by-side · Q2 2026 data
Toledo Metro Federal Credit Union vs Postal Family Credit Union, Inc.
Metric by metric
| Measure | Toledo Metro Federal Credit Union | Postal Family Credit Union, Inc. |
|---|---|---|
| TellerScore | 65 | 79 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 86 (stronger) | 52 |
| Earnings | 36 | 61 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 30th | 62nd |
| Total assets | $64.1M | $66.2M |
| Deposits / shares | $58.2M | $53.7M |
| Capital ratio | 8.80% | 18.10% (stronger) |
| Problem loans | 0.43% (stronger) | 1.44% |
| Net charge-offs | 0.59% | 0.04% (stronger) |
| Return on assets | 0.39% | 1.02% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 65.4% |
| Uninsured deposits | 5.6% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postal Family Credit Union, Inc. has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Toledo Metro Federal Credit Union leads on 2 and Postal Family Credit Union, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.