Side-by-side · Q2 2026 data
Tompkins State Bank vs Fairview State Banking Company
Metric by metric
| Measure | Tompkins State Bank | Fairview State Banking Company |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 48 | 93 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 59 | 60 (stronger) |
| Funding & liquidity | 93 (stronger) | 89 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 53rd | 73rd |
| Total assets | $303.5M | $40.9M |
| Deposits / shares | $274.3M | $34.7M |
| Capital ratio | 9.82% | 14.33% (stronger) |
| Problem loans | 0.20% (stronger) | 0.61% |
| Net charge-offs | 0.09% (stronger) | 0.16% |
| Return on assets | 0.98% | 1.00% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 66.4% |
| Uninsured deposits | 20.3% | 19.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fairview State Banking Company has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Tompkins State Bank leads on 3 and Fairview State Banking Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.