Tompkins State Bank (FDIC certificate #10849) is based in Avon, Illinois. Its Q2 2026 call report shows $303.5M in total assets and $274.3M in deposits and 4 offices.
Based on its Q2 2026 filing, Tompkins State Bank scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 131st. Its strongest component is loan quality (93/100; 0.20%), and its lowest is capital cushion (48/100; 9.82%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (68 → 73), mostly because the loan quality component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 74 |
| Q4 2024 | 73 |
| Q1 2025 | 74 |
| Q2 2025 | 68 |
| Q3 2025 | 68 |
| Q4 2025 | 68 |
| Q1 2026 | 67 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.09% |
| Q3 2024 | 9.43% |
| Q4 2024 | 9.47% |
| Q1 2025 | 9.36% |
| Q2 2025 | 9.64% |
| Q3 2025 | 9.62% |
| Q4 2025 | 9.57% |
| Q1 2026 | 9.59% |
| Q2 2026 | 9.82% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.92% |
| Q2 2026 | 0.20% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.15% |
| Q3 2024 | 1.16% |
| Q4 2024 | 0.91% |
| Q1 2025 | 1.00% |
| Q2 2025 | 0.97% |
| Q3 2025 | 1.01% |
| Q4 2025 | 0.94% |
| Q1 2026 | 1.03% |
| Q2 2026 | 0.98% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $303.5M | 9.82% | 0.20% | 0.98% | 61.3% |
| Q1 2026 | 67 | $304.9M | 9.59% | 0.92% | 1.03% | 59.7% |
| Q4 2025 | 68 | $305.2M | 9.57% | 0.64% | 0.94% | 61.8% |
| Q3 2025 | 68 | $302.4M | 9.62% | 0.67% | 1.01% | 58.7% |
| Q2 2025 | 68 | $287.6M | 9.64% | 0.71% | 0.97% | 59.8% |
| Q1 2025 | 74 | $299.6M | 9.36% | 0.04% | 1.00% | 57.3% |
| Q4 2024 | 73 | $286.3M | 9.47% | 0.02% | 0.91% | 59.4% |
| Q3 2024 | 74 | $290.6M | 9.43% | 0.14% | 1.16% | 60.0% |
| Q2 2024 | 67 | $292.2M | 9.09% | 0.78% | 1.15% | 61.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Holcomb BankBank Rochelle, IL | 72 out of 100, Strong | $304.8M | 8.8% | 0.03% | vs |
| First Secure State BankBank Wonder Lake, IL | 68 out of 100, Moderate | $305.6M | 13.0% | 1.31% | vs |
| Flanagan State BankBank Flanagan, IL | 67 out of 100, Moderate | $300.3M | 9.6% | 0.23% | vs |
| Hometown National BankBank La Salle, IL | 78 out of 100, Strong | $307.2M | 11.3% | 0.17% | vs |
| Community BankBank Winslow, IL | 75 out of 100, Strong | $310.8M | 16.0% | 1.50% | vs |
| State BankBank Waterloo, IL | 52 out of 100, Below average | $295.8M | 9.2% | 1.28% | vs |
Deposit insurance
Is my money safe at Tompkins State Bank?
Yes. Tompkins State Bank is an FDIC-insured institution (FDIC certificate #10849). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.3% of deposits ($55.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.82%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.74% (benchmark: 10%).
4 locations
Branches
Tompkins State Bank lists 4 offices in 3 cities. Most locations:
- Galesburg, IL (2)
- Abingdon, IL (1)
- Avon, IL (1)
Identity & history
Profile
- Legal name
- Tompkins State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 10849
- RSSD ID
- 609832
- Primary regulator
- FDIC
- Holding company
- Tompkins Bcorp Inc
- Established
- January 1, 1913
- Headquarters
- 117 S Main St, Avon, IL 61415
- Website
- www.tompkinsstatebank.com
- Employees
- 57
Quick answers
Tompkins State Bank: common questions
Is Tompkins State Bank FDIC insured?
Yes. Tompkins State Bank is an FDIC-insured institution (FDIC certificate #10849). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Tompkins State Bank's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Tompkins State Bank ever failed?
There is no failure record for FDIC certificate #10849 in the FDIC failed bank list.
How many branches does Tompkins State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Avon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Galesburg Burlington Credit UnionCredit union Galesburg, IL | 96 out of 100, Very strong | $56.8M | 28.5% | 0.23% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| Farmers and Merchants State Bank of BushnellBank Bushnell, IL | 83 out of 100, Strong | $86.5M | 10.5% | 0.00% | vs |
| Fairview State Banking CompanyBank Fairview, IL | 83 out of 100, Strong | $40.9M | 14.3% | 0.61% | vs |
| Security Savings BankBank Monmouth, IL | 80 out of 100, Strong | $241.4M | 13.0% | 0.30% | vs |
| Prairie State Bank and TrustBank Springfield, IL | 80 out of 100, Strong | $840.1M | 12.4% | 0.52% | vs |