Fairview State Banking Company is a state-chartered bank headquartered in Fairview, Illinois, in business for about 111 years. At the end of Q2 2026 it reported $40.9M in total assets and $34.7M in deposits, with 1 office.
Fairview State Banking Company has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 73% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 50th. Problem-loan coverage contributes the most (95/100, 2.4%); earnings contributes the least (60/100, 1.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (88 → 83), mostly because the earnings component weakened by 34 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 81 |
| Q4 2024 | 80 |
| Q1 2025 | 84 |
| Q2 2025 | 88 |
| Q3 2025 | 83 |
| Q4 2025 | 78 |
| Q1 2026 | 82 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.65% |
| Q3 2024 | 13.77% |
| Q4 2024 | 13.63% |
| Q1 2025 | 14.05% |
| Q2 2025 | 14.41% |
| Q3 2025 | 14.77% |
| Q4 2025 | 13.62% |
| Q1 2026 | 13.83% |
| Q2 2026 | 14.33% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.71% |
| Q3 2025 | 1.10% |
| Q4 2025 | 1.21% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.61% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 0.77% |
| Q4 2024 | 0.81% |
| Q1 2025 | 1.15% |
| Q2 2025 | 1.84% |
| Q3 2025 | 1.58% |
| Q4 2025 | 1.43% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $40.9M | 14.33% | 0.61% | 1.00% | 66.4% |
| Q1 2026 | 82 | $40.7M | 13.83% | 0.70% | 1.12% | 67.4% |
| Q4 2025 | 78 | $42.9M | 13.62% | 1.21% | 1.43% | 65.7% |
| Q3 2025 | 83 | $40.6M | 14.77% | 1.10% | 1.58% | 65.7% |
| Q2 2025 | 88 | $37.1M | 14.41% | 0.71% | 1.84% | 73.5% |
| Q1 2025 | 84 | $36.8M | 14.05% | 0.41% | 1.15% | 73.4% |
| Q4 2024 | 80 | $37.2M | 13.63% | 0.36% | 0.81% | 73.1% |
| Q3 2024 | 81 | $37.2M | 13.77% | 0.37% | 0.77% | 71.7% |
| Q2 2024 | 79 | $36.8M | 13.65% | 0.77% | 1.02% | 70.9% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| North Side Federal Savings and Loan Association of ChicagoBank Chicago, IL | 42 out of 100, Below average | $41.8M | 9.0% | 1.83% | vs |
| First State Bank of Van OrinBank Van Orin, IL | 53 out of 100, Below average | $40.0M | 12.4% | 4.54% | vs |
| Country Trust BankBank Bloomington, IL | 93 out of 100, Very strong | $42.3M | 78.7% | 0.00% | vs |
| Community Bank of EastonBank Easton, IL | 85 out of 100, Very strong | $43.0M | 16.3% | 0.00% | vs |
| Farmers State Bank of EmdenBank Emden, IL | 91 out of 100, Very strong | $37.8M | 29.6% | 0.00% | vs |
| State Bank of NauvooBank Nauvoo, IL | 36 out of 100, Low | $37.7M | 8.3% | 3.71% | vs |
Deposit insurance
Is my money safe at Fairview State Banking Company?
Yes. Fairview State Banking Company is an FDIC-insured institution (FDIC certificate #11731). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.7% of deposits ($6.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Fairview State Banking Company lists 1 office in 1 city. Most locations:
- Fairview, IL (1)
Identity & history
Profile
- Legal name
- Fairview State Banking Company
- Type
- State-chartered bank
- FDIC certificate #
- 11731
- RSSD ID
- 601032
- Primary regulator
- FDIC
- Holding company
- FSB Holdings Inc
- Established
- July 1, 1915
- Headquarters
- 420 Carter St, Fairview, IL 61432
- Website
- www.fairviewstate.com
- Employees
- 5
Quick answers
Fairview State Banking Company: common questions
Is Fairview State Banking Company FDIC insured?
Yes. Fairview State Banking Company is an FDIC-insured institution (FDIC certificate #11731). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Fairview State Banking Company's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Fairview State Banking Company ever failed?
There is no failure record for FDIC certificate #11731 in the FDIC failed bank list.
How many branches does Fairview State Banking Company have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fairview
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants State Bank of BushnellBank Bushnell, IL | 83 out of 100, Strong | $86.5M | 10.5% | 0.00% | vs |
| Prairie State Bank and TrustBank Springfield, IL | 80 out of 100, Strong | $840.1M | 12.4% | 0.52% | vs |
| Ipava State BankBank Lewistown, IL | 73 out of 100, Strong | $221.9M | 9.7% | 0.20% | vs |
| Tompkins State BankBank Avon, IL | 73 out of 100, Strong | $303.5M | 9.8% | 0.20% | vs |
| Morton Community BankBank Morton, IL | 72 out of 100, Strong | $5.3B | 10.6% | 0.81% | vs |
| United Community BankBank Chatham, IL | 72 out of 100, Strong | $4.1B | 10.2% | 0.31% | vs |