Side-by-side · Q2 2026 data
Tompkins State Bank vs Security Savings Bank
Metric by metric
| Measure | Tompkins State Bank | Security Savings Bank |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 48 | 80 (stronger) |
| Loan quality | 93 (stronger) | 90 |
| Earnings | 59 (stronger) | 58 |
| Funding & liquidity | 93 (stronger) | 79 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 53rd | 77th |
| Total assets | $303.5M | $241.4M |
| Deposits / shares | $274.3M | $210.1M |
| Capital ratio | 9.82% | 12.97% (stronger) |
| Problem loans | 0.20% (stronger) | 0.30% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 0.98% (stronger) | 0.96% |
| Loans ÷ deposits | 61.3% (stronger) | 71.6% |
| Uninsured deposits | 20.3% (stronger) | 23.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Savings Bank has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Tompkins State Bank leads on 4 and Security Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.