Side-by-side · Q2 2026 data
Top Tier Federal Credit Union vs Riverfront Federal Credit Union
Credit union
Riverfront Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Top Tier Federal Credit Union | Riverfront Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 50 (stronger) | 35 |
| Loan quality | 80 | 83 (stronger) |
| Earnings | 76 (stronger) | 40 |
| Funding & liquidity | 79 | 79 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 54th | 21st |
| Total assets | $277.5M | $320.2M |
| Deposits / shares | $248.7M | $292.8M |
| Capital ratio | 9.97% (stronger) | 8.46% |
| Problem loans | 0.60% | 0.50% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.52% |
| Return on assets | 1.39% (stronger) | 0.49% |
| Loans ÷ deposits | 80.9% (stronger) | 81.0% |
| Uninsured deposits | 5.5% | 2.9% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 29.5% |
Top Tier Federal Credit Union has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Top Tier Federal Credit Union leads on 5 and Riverfront Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.