Side-by-side · Q2 2026 data
Top Tier Federal Credit Union vs Timberland Federal Credit Union
Metric by metric
| Measure | Top Tier Federal Credit Union | Timberland Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 50 | 52 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 76 (stronger) | 52 |
| Funding & liquidity | 79 | 95 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 54th | 45th |
| Total assets | $277.5M | $102.0M |
| Deposits / shares | $248.7M | $91.1M |
| Capital ratio | 9.97% | 10.23% (stronger) |
| Problem loans | 0.60% (stronger) | 0.76% |
| Net charge-offs | 0.11% (stronger) | 0.40% |
| Return on assets | 1.39% (stronger) | 0.80% |
| Loans ÷ deposits | 80.9% | 65.1% (stronger) |
| Uninsured deposits | 5.5% | 0.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 29.8% |
Top Tier Federal Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Top Tier Federal Credit Union leads on 4 and Timberland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.