Side-by-side · Q2 2026 data
Toro Employees Federal Credit Union vs Minnesota Catholic Credit Union
Credit union
Toro Employees Federal Credit Union
Bloomington, Minnesota · Under $100 million in assets
Credit union
Minnesota Catholic Credit Union
Little Canada, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Toro Employees Federal Credit Union | Minnesota Catholic Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 95 (stronger) | 76 |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 73 (stronger) | 57 |
| Funding & liquidity | 72 | 87 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 75th | 59th |
| Total assets | $41.5M | $38.6M |
| Deposits / shares | $34.9M | $33.8M |
| Capital ratio | 14.46% (stronger) | 12.62% |
| Problem loans | 0.56% | 0.43% (stronger) |
| Net charge-offs | 0.30% | 0.15% (stronger) |
| Return on assets | 1.34% (stronger) | 0.94% |
| Loans ÷ deposits | 88.0% | 72.8% (stronger) |
| Uninsured deposits | 4.1% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Toro Employees Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Toro Employees Federal Credit Union leads on 3 and Minnesota Catholic Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.