Side-by-side · Q2 2026 data
Torrance Community Federal Credit Union vs Long Beach Firemen S Credit Union
Credit union
Torrance Community Federal Credit Union
Torrance, California · $100 million – $1 billion
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | Torrance Community Federal Credit Union | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 73 | 91 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 43 | 82 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 60th | 96th |
| Total assets | $162.9M | $201.5M |
| Deposits / shares | $150.8M | $142.0M |
| Capital ratio | 10.15% | 29.43% (stronger) |
| Problem loans | 0.13% | 0.02% (stronger) |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 0.57% | 1.55% (stronger) |
| Loans ÷ deposits | 46.4% (stronger) | 94.6% |
| Uninsured deposits | 8.5% (stronger) | 11.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Torrance Community Federal Credit Union leads on 2 and Long Beach Firemen S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.