Side-by-side · Q2 2026 data
Total Choice Federal Credit Union vs Post Office Employees' Credit Union
Credit union
Total Choice Federal Credit Union
Hahnville, Louisiana · Under $100 million in assets
Credit union
Post Office Employees' Credit Union
Metairie, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Total Choice Federal Credit Union | Post Office Employees' Credit Union |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 25 | 74 (stronger) |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 26 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 23rd | 59th |
| Total assets | $54.3M | $54.7M |
| Deposits / shares | $50.1M | $47.3M |
| Capital ratio | 7.54% | 12.40% (stronger) |
| Problem loans | 0.20% | 0.18% (stronger) |
| Net charge-offs | 0.24% | -0.08% (stronger) |
| Return on assets | 0.16% | 0.52% (stronger) |
| Loans ÷ deposits | 37.5% (stronger) | 68.6% |
| Uninsured deposits | 2.1% (stronger) | 4.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Post Office Employees' Credit Union has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Total Choice Federal Credit Union leads on 2 and Post Office Employees' Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.