Headquartered in Hahnville, Louisiana, Total Choice Federal Credit Union is a federal credit union with $54.3M in total assets and $50.1M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1976.
Based on its Q2 2026 filing, Total Choice Federal Credit Union scores 61/100, which we describe as moderate. That is higher than only 23% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 97th. Its strongest component is funding & liquidity (100/100; 37% loans-to-deposits, 2% uninsured), and its lowest is capital cushion (25/100; 7.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (55 → 61), mostly because the earnings component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 56 |
| Q4 2024 | 57 |
| Q1 2025 | 55 |
| Q2 2025 | 55 |
| Q3 2025 | 54 |
| Q4 2025 | 55 |
| Q1 2026 | 58 |
| Q2 2026 | 61 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.84% |
| Q3 2024 | 7.63% |
| Q4 2024 | 7.57% |
| Q1 2025 | 7.25% |
| Q2 2025 | 7.42% |
| Q3 2025 | 7.43% |
| Q4 2025 | 7.59% |
| Q1 2026 | 7.30% |
| Q2 2026 | 7.54% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.20% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.64% |
| Q3 2024 | -0.60% |
| Q4 2024 | -0.61% |
| Q1 2025 | -0.49% |
| Q2 2025 | -0.75% |
| Q3 2025 | -0.72% |
| Q4 2025 | -0.61% |
| Q1 2026 | -0.19% |
| Q2 2026 | 0.16% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $54.3M | 7.54% | 0.20% | 0.16% | 37.5% |
| Q1 2026 | 58 | $55.1M | 7.30% | 0.15% | -0.19% | 34.6% |
| Q4 2025 | 55 | $53.3M | 7.59% | 0.26% | -0.61% | 35.5% |
| Q3 2025 | 54 | $55.0M | 7.43% | 0.35% | -0.72% | 36.5% |
| Q2 2025 | 55 | $56.3M | 7.42% | 0.22% | -0.75% | 36.9% |
| Q1 2025 | 55 | $61.4M | 7.25% | 0.16% | -0.49% | 34.9% |
| Q4 2024 | 57 | $59.8M | 7.57% | 0.12% | -0.61% | 36.1% |
| Q3 2024 | 56 | $60.7M | 7.63% | 0.19% | -0.60% | 36.6% |
| Q2 2024 | 54 | $60.1M | 7.84% | 0.52% | -0.64% | 37.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Post Office Employees' Credit UnionCredit union Metairie, LA | 78 out of 100, Strong | $54.7M | 12.4% | 0.18% | vs |
| Instep Federal Credit UnionCredit union New Orleans, LA | 52 out of 100, Below average | $52.9M | 13.4% | 2.05% | vs |
| Sevenfold Federal Credit UnionCredit union West Monroe, LA | 73 out of 100, Strong | $52.5M | 13.8% | 1.86% | vs |
| Breco Federal Credit UnionCredit union Baton Rouge, LA | 58 out of 100, Moderate | $50.7M | 10.4% | 0.89% | vs |
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Post Office Employees Federal Credit UnionCredit union Shreveport, LA | 53 out of 100, Below average | $60.4M | 11.8% | 2.59% | vs |
Deposit insurance
Is my money safe at Total Choice Federal Credit Union?
Yes. Total Choice Federal Credit Union is a federally insured credit union (NCUA charter #22369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.1% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 7.54%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Total Choice Federal Credit Union lists 3 offices in 3 cities. Most locations:
- Boutte, LA (1)
- Hahnville, LA (1)
- La Place, LA (1)
Identity & history
Profile
- Legal name
- Total Choice Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22369
- RSSD ID
- 562683
- Primary regulator
- NCUA
- Established
- 1976
- Headquarters
- PO Box 560, Hahnville, LA 70057
- Employees
- 16
Quick answers
Total Choice Federal Credit Union: common questions
Is Total Choice Federal Credit Union NCUA insured?
Yes. Total Choice Federal Credit Union is a federally insured credit union (NCUA charter #22369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Total Choice Federal Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Total Choice Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hahnville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |