Side-by-side · Q2 2026 data
Tower Federal Credit Union vs Johns Hopkins Federal Credit Union
Metric by metric
| Measure | Tower Federal Credit Union | Johns Hopkins Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 93 (stronger) | 77 |
| Loan quality | 87 (stronger) | 78 |
| Earnings | 66 (stronger) | 46 |
| Funding & liquidity | 72 | 98 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 92nd | 68th |
| Total assets | $5.0B | $637.3M |
| Deposits / shares | $4.3B | $547.1M |
| Capital ratio | 14.31% (stronger) | 12.70% |
| Problem loans | 0.39% (stronger) | 0.65% |
| Net charge-offs | 0.26% (stronger) | 0.34% |
| Return on assets | 1.16% (stronger) | 0.65% |
| Loans ÷ deposits | 88.0% | 62.5% (stronger) |
| Uninsured deposits | 13.2% | 6.8% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.4% | 36.9% |
Tower Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Tower Federal Credit Union leads on 5 and Johns Hopkins Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.