Side-by-side · Q2 2026 data
Town & Country Bank vs Beal Bank USA
Metric by metric
| Measure | Town & Country Bank | Beal Bank USA |
|---|---|---|
| TellerScore | 87 (stronger) | 80 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 100 | 100 |
| Funding & liquidity | 23 (stronger) | 15 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 91st | 96th |
| Total assets | $206.9M | $11.0B |
| Deposits / shares | $169.9M | $1.7B |
| Capital ratio | 14.86% | 21.89% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% | -4.75% (stronger) |
| Return on assets | 2.31% | 8.19% (stronger) |
| Loans ÷ deposits | 101.7% (stronger) | 235.7% |
| Uninsured deposits | 47.2% | 46.6% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 3 and Beal Bank USA on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.