Side-by-side · Q2 2026 data
Town & Country Bank vs Create Credit Union
Metric by metric
| Measure | Town & Country Bank | Create Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 99 (stronger) | 66 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 23 | 85 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 91st | 86th |
| Total assets | $206.9M | $1.6B |
| Deposits / shares | $169.9M | $1.4B |
| Capital ratio | 14.86% (stronger) | 11.63% |
| Problem loans | 0.00% (stronger) | 0.45% |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 2.31% (stronger) | 1.42% |
| Loans ÷ deposits | 101.7% | 75.5% (stronger) |
| Uninsured deposits | 47.2% | 0.0% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 5 and Create Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.