Side-by-side · Q2 2026 data
Town & Country Bank vs GenuBank
Metric by metric
| Measure | Town & Country Bank | GenuBank |
|---|---|---|
| TellerScore | 87 (stronger) | 75 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 100 (stronger) | 36 |
| Funding & liquidity | 23 | 58 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 91st | 61st |
| Total assets | $206.9M | $253.2M |
| Deposits / shares | $169.9M | $204.7M |
| Capital ratio | 14.86% | 15.93% (stronger) |
| Problem loans | 0.00% (stronger) | 0.68% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.31% (stronger) | 0.39% |
| Loans ÷ deposits | 101.7% | 74.0% (stronger) |
| Uninsured deposits | 47.2% | 40.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (87 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 3 and GenuBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.