Side-by-side · Q2 2026 data
Town & Country Bank vs Silver State Schools Credit Union
Metric by metric
| Measure | Town & Country Bank | Silver State Schools Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 66 |
| Capital cushion | 99 (stronger) | 52 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 23 | 71 (stronger) |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 91st | 44th |
| Total assets | $206.9M | $1.3B |
| Deposits / shares | $169.9M | $1.2B |
| Capital ratio | 14.86% (stronger) | 10.15% |
| Problem loans | 0.00% (stronger) | 0.59% |
| Net charge-offs | 0.00% (stronger) | 0.72% |
| Return on assets | 2.31% (stronger) | 0.90% |
| Loans ÷ deposits | 101.7% | 89.3% (stronger) |
| Uninsured deposits | 47.2% | 0.0% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 5 and Silver State Schools Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.