Side-by-side · Q2 2026 data
Town and Country Credit Union vs Western Cooperative
Metric by metric
| Measure | Town and Country Credit Union | Western Cooperative |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 81 | 92 (stronger) |
| Loan quality | 46 (stronger) | 0 |
| Earnings | 57 | 71 (stronger) |
| Funding & liquidity | 58 | 95 (stronger) |
| Problem-loan coverage | 78 | 80 (stronger) |
| Peer percentile | 31st | 31st |
| Total assets | $771.1M | $522.2M |
| Deposits / shares | $665.3M | $452.5M |
| Capital ratio | 13.06% | 14.20% (stronger) |
| Problem loans | 1.63% (stronger) | 3.17% |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 0.93% | 1.27% (stronger) |
| Loans ÷ deposits | 102.0% | 52.6% (stronger) |
| Uninsured deposits | 11.9% (stronger) | 19.6% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Town and Country Credit Union leads on 3 and Western Cooperative on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.