Side-by-side · Q2 2026 data
Towpath Credit Union vs Achieve Credit Union
Metric by metric
| Measure | Towpath Credit Union | Achieve Credit Union |
|---|---|---|
| TellerScore | 67 | 69 (stronger) |
| Capital cushion | 64 (stronger) | 63 |
| Loan quality | 68 (stronger) | 66 |
| Earnings | 53 (stronger) | 46 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 41st | 48th |
| Total assets | $214.9M | $210.1M |
| Deposits / shares | $190.0M | $180.9M |
| Capital ratio | 11.43% (stronger) | 11.25% |
| Problem loans | 0.95% (stronger) | 1.01% |
| Net charge-offs | 0.69% | 0.21% (stronger) |
| Return on assets | 0.82% (stronger) | 0.65% |
| Loans ÷ deposits | 84.2% | 44.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Achieve Credit Union has the higher TellerScore (69 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Towpath Credit Union leads on 3 and Achieve Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.