Side-by-side · Q2 2026 data
TrailWest Bank vs Horizon Credit Union
Metric by metric
| Measure | TrailWest Bank | Horizon Credit Union |
|---|---|---|
| TellerScore | 50 | 75 (stronger) |
| Capital cushion | 36 | 81 (stronger) |
| Loan quality | 39 | 91 (stronger) |
| Earnings | 90 (stronger) | 46 |
| Funding & liquidity | 28 | 61 (stronger) |
| Problem-loan coverage | 69 | 95 (stronger) |
| Peer percentile | 7th | 75th |
| Total assets | $1.1B | $2.0B |
| Deposits / shares | $860.2M | $1.6B |
| Capital ratio | 8.62% | 13.08% (stronger) |
| Problem loans | 1.82% | 0.27% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.48% |
| Return on assets | 1.76% (stronger) | 0.64% |
| Loans ÷ deposits | 102.7% | 98.9% (stronger) |
| Uninsured deposits | 41.9% | 8.1% (stronger) |
| Offices | 14 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Horizon Credit Union has the higher TellerScore (75 vs 50). On the 7 directional measures above (where higher or lower is clearly better), TrailWest Bank leads on 2 and Horizon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.