Side-by-side · Q2 2026 data
Trans Texas Southwest Credit Union vs Star Financial Credit Union
Credit union
Trans Texas Southwest Credit Union
San Angelo, Texas · Under $100 million in assets
Metric by metric
| Measure | Trans Texas Southwest Credit Union | Star Financial Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 83 (stronger) | 60 |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 47 (stronger) | 27 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 57th | 40th |
| Total assets | $51.0M | $48.8M |
| Deposits / shares | $44.1M | $43.1M |
| Capital ratio | 13.33% (stronger) | 10.99% |
| Problem loans | 0.54% | 0.40% (stronger) |
| Net charge-offs | 0.11% (stronger) | 2.05% |
| Return on assets | 0.67% (stronger) | 0.17% |
| Loans ÷ deposits | 77.7% | 51.8% (stronger) |
| Uninsured deposits | 2.4% | 1.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trans Texas Southwest Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Trans Texas Southwest Credit Union leads on 4 and Star Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.